Sheila, I agree 100% with your response and SaraBeth's in answering the original question - I don't have a clue as to what Stephen meant by "it's only okay if the TC says it's okay". I can't answer your request for clarification on that statement. (I’d only take the TC’s word for it if they were speaking for the LO, and it made a whole bunch of sense to me. Besides, since when does the TC govern my commission?)
I look at this from two sets of eyes: A notary and a signing agent (and not in that order, at the same time). I want to know two things: does the dated date of the docs affect the validity of my certificate (as a notary)? Or, are there lender policies/procedures that would make the dated date and the certificate date an issue for lender?
Plain, good ole common sense tells me there's something up with docs dated after my certificate date. Anybody can figure that one out, how can you create a set of docs after I notarize them? Just a normal course of events - docs are created, shipped out, emailed to me, then I sign the borrowers. In real time, it can't happen in reverse and if it does, there's something wrong or it's an error. IMO errors happen (a lot lately) more frequently than plots to defraud/cheat.
Dated dates on docs vary a lot and some have no date at all when recorded, like you said it's common to have the doc date older than your cert. date. I'll look into the SOS site, to answer whether or not the date would affect how valid my certificate is. As to lender reqs/policies, I learn more from you guys on those issues.
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