I had a similar experience; very nice guy and his wife have a small, unobtrusive, local office, nothing fancy or garish, just nice, sparkling clean and serviceable. I did a refi for them. When I glanced at the 1003 I was astounded!…..talk about 6 figures! I suggest if you have kids or grandkids they take up ophthalmology, or become an optician. JMO |