Regarding what rights you have as a borrower, you might look at the RESPA regulations. I know the loan officers and Realtors kinda forget about this when giving directions for the closings. Also remember that according to RESPA you have the right to revieve the settlement statements 24 hours before your closings. I know that doesnt occur here. The borrowers are finding out how much they have to bring to closing 2 and 3 hours before hand. Review RESPA. |