| . . . and although it is devastating news for our industry currently . . . there was a little glimmer of hope for 2023. I am holding out hope that business will somehow pick up a bit in the upcoming new year. Although interest rates are up from where they were the past couple of years, with the rise of the prime interest rate, it doesn't make sense for people to be carrying so much credit card debt. It makes sense to me to use the equity in your home and get rid of any extra debt. I am quite sure the lending industry is not ready to go down in flames just yet . . . hoping we see more business real soon . . . I'm tired of dipping into my savings account to pay the monthly bills. |
