right:
NCLisa hires a NSA to conduct a signing in WV for a property that's located in NC.
NCLisa has no experience with this NSA and relies on ?
NCLisa contacts attorney who says "that since it was an NC property an NSA could close it".
NCLisa is unfamiliar with WV law and assumes attorney is correct.
Notary Signing Agent is clueless when it comes to this business. Whiteout, broken seal, etc.
Lender was negligent in getting docs to NCLisa in time to do mailaways.
Working backwards I would say that it made no difference that the Lender was late with the docs. NCLisa was able to email them in time for the closing. Lender off the hook.
This NSA screwed up this package royally and should not be paid but should be shot!
NCLisa learns a lesson not to trust what an attorney says regarding closings in Attorney States.
Attorney's feet should be held to a fire for giving inaccurate information to NCLisa. Attorney should share the blame.
All hiring companies run the risk of getting a "bad" SA at times. There is no foolproof method of assuring the hiring company that the person they hire is "experienced" even though they say they are. No penalty here.
Borrowers should not have to pay an additional $900. Unfortunately it looks like that would have to come from NCLisa's company unless she can work a deal with the Lender. PAW's suggestion of going after the NSA's bond for this amount may or may not pan out. In a court of law the real problem IMO is the closing of a loan in WV without an attorney.
Summing up - NCLisa kick the living s### out of your NCattorney for giving you bad advice and find a way for the borrowers not to have to pay the $900. (Attorney's fee maybe?) |
| Messages in this Thread |
|  Hired an NSA and it was a disaster! -  NCLisa on 8/29/08 12:34pm |
|  Maybe that explains why W VA is an attorney-only state n/m - Linda_H/FL on 8/29/08 12:36pm |
|  Well, that begs the question ... - PAW on 8/29/08 1:25pm |
|  Re: Well, that begs the question ... - NCLisa on 8/29/08 1:45pm |
|  Re: Well, that begs the question ... - PAW on 8/29/08 2:10pm |
|  Re: Well, that begs the question ... - NCLisa on 8/29/08 4:33pm |
|  I think PAW is right - MikeC/NY on 8/29/08 8:41pm |
| How many Bars did He/She have???? hee hee n/m - bfd110_IN on 8/29/08 12:37pm |
| LOL...more like how many had she been in!!..:) n/m - Linda_H/FL on 8/29/08 12:38pm |
| She has a 705, missing 2 bars. n/m - NCLisa on 8/29/08 12:39pm |
| maybe she did those 2 bars on the way?.... - jba/fl on 8/29/08 1:06pm |
| Re: How many Bars did He/She have???? hee hee - goodgirl on 8/29/08 6:56pm |
| Re: How many Bars did He/She have???? hee hee - WDMD on 8/29/08 7:06pm |
| Re: Hired an NSA and it was a disaster! - notaryinmo on 8/29/08 12:40pm |
| That was mean...sorry Lisa....seriously - Linda_H/FL on 8/29/08 12:40pm |
| Re: That was mean...sorry Lisa....seriously - bfd110_IN on 8/29/08 12:48pm |
| Re: That was mean...sorry Lisa....seriously - NCLisa on 8/29/08 12:50pm |
| If I was the borrower, someone other than ME would be - Linda Juenger on 8/29/08 1:26pm |
| Re: If I was the borrower, someone other than ME would be - NCLisa on 8/29/08 1:52pm |
| Re: If I was the borrower, someone other than ME would be - CaliNotary on 8/29/08 3:27pm |
| Re: If I was the borrower, someone other than ME would be - CopperheadVA on 8/29/08 2:25pm |
| Re: Hired an NSA and it was a disaster! - Tish/CA on 8/29/08 1:57pm |
| Let me correct myself - NCLisa on 8/29/08 2:01pm |
| Re: Hired an NSA and it was a disaster! - LKT/CA on 8/29/08 2:32pm |
| Re: Hired an NSA and it was a disaster! - jba/fl on 8/29/08 2:58pm |
| The state of WV differs from NC - Philip Johnson on 8/29/08 2:43pm |
| An experienced NSA would not use white out.... - janCA on 8/29/08 2:56pm |
| I didn't see anyone say the transaction was invalid, just - Charles_Ca on 8/29/08 3:01pm |
| Re: The state of WV differs from NC - BP/WV on 8/29/08 3:25pm |
| My 2 Cents - BP/WV on 8/29/08 3:21pm |
| So Betty since you brought this up, it looks like - Philip Johnson on 8/29/08 3:53pm |
| Re: So Betty since you brought this up, it looks like - BP/WV on 8/29/08 4:50pm |
| Phillip, that would be the attorney who made the - Linda_H/FL on 8/29/08 5:01pm |
| Re: Hired an NSA and it was a disaster! - Ilene C. Seidel on 8/29/08 3:25pm |
 | Playing the devil's advocate here let's see if I got this - Paul2_FL on 8/29/08 6:26pm |
| I did not ask an attorney for advice, it was the attorney's - NCLisa on 8/29/08 9:20pm |
| Why were you involved at all as a signing service.... - LynnNC on 8/30/08 9:23am |
| Ooops, I re-read your post and now see.... - LynnNC on 8/30/08 9:25am |
| We are not an SS! - NCLisa on 8/30/08 10:18am |
| Re: Hired an NSA and it was a disaster! - SheilaSJCA on 8/29/08 7:20pm |
| No, I wouldn't pay the notary. But.... - desktopfull on 8/29/08 8:04pm |
| I am not a signing service, I hired the NSA as a real estate - NCLisa on 8/29/08 9:26pm |
| Solution: Professional Network NSA - MistarellaFL on 8/29/08 8:09pm |
| Re: Solution: Professional Network NSA - WDMD on 8/30/08 6:10am |
| Re: Solution: Professional Network NSA - NCLisa on 8/30/08 7:29am |
| Re: Solution: Professional Network NSA - MistarellaFL on 8/30/08 8:22am |
| Re: Solution: Professional Network NSA - WDMD on 8/30/08 9:03am |
| Guess what was missing from the loan package? - NCLisa on 8/30/08 7:33am |
| RTC? n/m - Lee/AR on 8/30/08 8:46am |
| My guess is the note n/m - MistarellaFL on 8/30/08 8:48am |
| You got it, she did not send any note back! n/m - NCLisa on 8/30/08 10:20am |
| And what good is a loan package w/o the note? - MistarellaFL on 8/30/08 10:24am |
| Getting back to your original post ... - Paul2_FL on 8/30/08 10:58am |
| Re: And what good is a loan package w/o the note? - NCLisa on 8/30/08 11:26am |
| Re: And what good is a loan package w/o the note? - JanetK_CA on 8/30/08 6:50pm |
