Last night I had a (what I thought) to be a simple closing. The package was average size with the standard docs. However, they had 3 compliance agreements, 2 title affidavits, 2 borrower's certification, and on, and on. This was only one loan, and the forms were exactly the same except one was faxed and one emailed. Why, why why is it necessary for them to sign so many originals? The borrower's were very nice, but signed veeerrrryy sssssllllllooooowwww. It took 2 hours! I couldn't help fuming to myself that if they didn't have to sign the same docs that I could have been out of there a lot sooner. And when you asked the signing service or title company, "do they have to sign all the duplicates?" the answer is always the same, "Yes, have them sign each copy." |