| I get what you are asking, you are shopping for yourself. I am a loan officer and rates change daily in the mortgage business and other factors are taken into consideration when you actually get the final rate and the rate quotes at the time you call. When you rate shop first call your own bank or credit union, then all 2 major banks. Make sure you give all details of your scenarios such as refinance, do you want cash out, vaule of home and home much you own on your current loan. If you do not give details you will not get the same information these details make all the difference in getting the right rate. |
