| very high FICO scores, got a 3% fixed rate, and was complaining because he wanted it lowered, but the lender said they couldn't due to some derogatory statements on his credit report, like a few loan inquiries and high balances on credit cards. He just remodeled part of his townhome and bought materials for the contractor just before he applied for the refinance. He was pissed to say the least. This closing took 2.5 hours, he was a reader. |
