I hope you were saying .."never take less than $75 for edocs" was referring to a heloc only. I would NEVER take less and $100 for a refi and that HAS to be less than 10 miles each way with over-nighted docs. I don't do helocs for less than $75 unless they are overnighting docs and it's in my town only.
I don't understand what is wrong with the "sub"notaries taking the $50 jobs. ("sub" meaning below the notary PROFESSIONAL) You WILL NOT starve if you demand a higher fee. There is enough work out there to have everyone working. The ONLY reason you should go lower in your fees is if you area getting ALL that companies work and they are giving you VOLUME. It is absolutely crazy that you do all the work and aren't making a profit. Unless your printing docs at your day job and using someone elses paper so you have no cost, or your just taking the bus to the signings and not paying for gas, but otherwise you make very little...and it was be less stressful to work as a janitor where you don't have to worry if you'll make enough that month, or the stress of waiting and fighting to get docs BEFORE the closing time, or worring about doing all the work, getting there and having the borrowers decide NOT to sign and you don't get paid if it doesn't.
Janitor= solitude, job security, and peace NSA=crazy people, bad hours, last minute everything, and nothings consistant (besides the low paying offers that your ruining for everyone by accepting them)
you choose...I in the industry because I work for title agenies 75-80% of the time and have been doing this awhile so my relationships have been built and they pay me my worth. I don't take much from signing services that are below $100...in fact, they call me when they are "hurting" and I tend to get $175+ from them. So don't think they wont pay it....they DO!
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