I am a part-time newbie and I set my price according along the aggravation factor. If is is a huge package with confused borrowers and the lender/ss consistantly operate the same way, I charge a huge amount. If it is a easy package, good organized ss, I charge enough that I am not making less than 15.00/hr after expenses.
I am not an expert by any measure of the word, but I do know money and I am deeply into micro-economics, "consider all of your out of pocket expenses and determine how much of a profit that you want"
Don't undercut your competition or cheapen the profession by accepting $40/46 assignments. Do consider your relative inexperience and that some of t hese packets may be a b..ch to get signed. Also consider that .5% of the borrowers are nuts, head cases, have filthy houses, snotty nosed kids, slobbering dogs, no furniture (that was doozy), forgot the Xanax , etc.. And when all is considered with being an "Independent Contractor", you let your wallet and your 20 in HMO psychological visits determine the bottom line.
|