I believe they're talking about, for example, the folks that keep the computers running so that we can all still do things like remote deposits, electronic bill paying, ACH transactions, etc. to keep the behind the scenes type stuff operating. My bank, for example, has even dramatically limited hours of operation in branches, last I read.
Notice that the list specifically states "wholesale funding", which is what is needed to keep the basics of our financial system operational, which leaves out most other types of transactions. |