As I was reading your post at the start of this thread, I had the same thought. Now that rates are so low, I'm starting to see refi's again, after seeing very, very few for a long while. (I'm not saying there weren't any, just that I wasn't seeing them. Perhaps they went to lowest-bidder type companies...?)
I just hope and pray that we, as a nation, don't collectively repeat the mistakes of the past. |