I heartily agree - with one exception... My bottom line minimum for refi's or purchases starts @ $125, and my average is probably a good bit higher than that. (I haven't calculated that in a while.) [Actually, I probably should have said "WAS", since I'm effectively out of business at present.]
However, even though I may do fewer signings than others in my area, my higher profit margin means that I don't have to live 'paycheck to paycheck' and have been able to add to my reserves over time. Right now, I'm really glad I did! |