Crazy busy, my phone rang off the hook. I was booked solid on Saturday, but the phone rang incessantly and I finally had to say no, no, no.
In the midst of all this craziness, I had a client call asking if I could notarize a statement that his ex-wife was giving him full custody of his daughter, could I meet with him to notarize her signature. I don't think so, sir, you need to petition the court for full custody. NO CAN DO if he wants it to be legal!
The best loan I signed on Saturday was for an Army veteran who served in Afghanistan came home to marry his sweetheart nurse, they bought a house 10 years ago and just refi'd to 2.25%. Made my heart happy to see them saving so much money.
I'm either signing nurses, school teachers, engineers, doctors, lawyers, people who are blessed to still have jobs. Every file has more forms addressing indemnity/hold harmless for title and lender and a statement of non-forbearance situations with existing lenders.
Meanwhile, I'm sitting in some of the most beautiful gardens, performing my work in the shade of a pergola, shade tree or umbrella. Heck, I hope not to return to indoor signings!
Every borrower I meet with tells me how painful it was to get their loan processed due to the numbers of people trying to refinance while rates are so low. One title company has over 60,000 loans in process, trying to get all the conditions for funding resolved. The big hiccup is a verification of employment.
I got to catch my breath yesterday, enjoyed the beautiful coastal weather and social distanced dinner with friends. Back at it today...it's going to be brutal.
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