Single family residential investment properties, 1-4 family units, and apartments financed by Fannie or Freddie, both under the FHFA will have their own loan level price adjustments, similar but generally higher then a SFR primary residence.
Commercial lenders generally charge higher rates period.
Some SFR loans such as HECM's, loans under certain dollar amounts, and a few first time buyer programs may have fewer (less) pricing adjustments. |