That's crazy! If you live off the grid, no electricity or gas, that's the only way. Can you get an inspection for your furnace or fireplace, wood stove to satisfy them? My insurance never asks what I heat with nor a fireplace. Water heater age, roof age, was it repiped and age of electric was last done, and if you have a trampoline, swimming pool or attack dog. Hurricane windows and alarm system will lower your rate. |