Today, the Federal Reserve receives almost all the checks it processes for clearing as electronic check images. Regardless of whether checks are processed as paper or electronic items, financial institutions have several alternative ways to receive payment for, or clear, checks deposited with them. I believe the "deluxe e-check" makers have a protection system to protect the lenders, vs lesser-known companies. Mine have all come through "Deluxe e-Checks" and there you also have an option to direct deposit without printing, but it costs you a little money.
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