Use it (at least 1X/yr) or lose it. I do have a ridiculous amount of 'credit available' (buncha cards IO rarely use, but like having available--bought a house once on credit cards & repaid from Mtg.--I don't recommend it, even tho' it worked perfectly)
What I learned the hard way quite a few years ago (during some national economic mess or another) is they will just not send you a new card when the old one expires IF YOU HAVEN'T USED IN AT LEAST ONCE ANNUALLY. Lost one of the 20K limit cards I'd used for the house--guess I had 'em real worried. Since then, I used each one at least 1x/yr. and haven't lost any others since starting that practice. It's a game and more fun than Monopoly...LOL |
