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Agree w/Lee & Janet.
Posted by  Yoli/CA of CA on 9/21/22 11:29am Msg #642395
We're in a very mobile society. People are constantly on the move and, therefore, selling and buying. Then, there are those steadfasts that stay in their homes for decades. Those latter are the ones that refi to remodel, vacation, pay bills, etc.

That being said ... the refi business is not booming like it was during 2020-2021. But, it still exists. IMO, the vast majority of us don't see it because we're not involved with RON. RON has taken its toll on our business, as we know it. However (and, this again IMO), in a few years, RON will also bring us more business - when the illegal RON activity is discerned, all those files will have to be re-signed.

jmo
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Messages in this Thread
 Interest rates and points -  LynnNC on 9/20/22 2:01pm
 This isn't good news, but these rates are still not that bad -  MW/VA on 9/20/22 2:37pm
 Not that bad historically, -  LynnNC on 9/20/22 3:10pm
 It's put me out of biz! ;-( n/m -  MW/VA on 9/20/22 4:36pm
 26 yrs. in R.E. rates never lower than 8 n/m - Lee/AR on 9/20/22 3:41pm
 Re: 26 yrs. in R.E. rates never lower than 8 - Clem/CA on 9/20/22 6:23pm
 Elaborating...rates are still historically low - Lee/AR on 9/21/22 8:36am
 Re: Elaborating...rates are still historically low - PaigeTurner on 9/21/22 9:57am
 Re: Elaborating...rates are still historically "low" - NVLSlady/MD on 9/21/22 11:31am
 Re: Elaborating...rates are still historically "low" - PaigeTurner on 9/22/22 8:40am
 Yep, I remember those years! -  JanetK_CA on 9/20/22 7:17pm
 Agree w/Lee & Janet. -  Yoli/CA on 9/21/22 11:29am
 Re: Agree w/Lee & Janet. -  Cheryl Elliott on 9/21/22 12:24pm



 
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