Pam-- I know the feeling--If I'm in another part of the house- I very nicely keep them talking while I head for my Loose Leaf book and Avoid List and the Companies I've signed up with...Quick check that way first- then check Zip of borrower and go to my list of rates based on mileage etc.-
But if it's a $50 company- and they have to raise fee to say $65 and $35 for E-Docs-- if they hestitate- my "gut feel" (which to date as far as I can tell, has worked for me)- is what I go with-- if they are Cheap- they will also not think twice about cheating you out of your fee.
In all honesty-- when you charge the higher fee--and let everyone you sign up with know thats it--and stick to that-- even if they say- " I'll have to check and get back to you"- in essence they are going to keep calling around for that $50 Notary..and 99% of the time they find one--and thats fine- but I'm not going to waist my time working for almost peanuts and for "EL- Cheapo" Signing Services who may or not pay for my work..
I have started telling these s/s when they call "My Notary work is NOT dependant on whether or not the loan is funded--- this service is just that- and payment is due when rendered- or as agreed on the phone at contact time.. "
Also- when a S/S sends a" Independent Contractors Agreement" for me to sign etc.- I always change their Fee Schedule and insert my own... I will not agree to $50- and 100 mile travel or whatever they want--- It's time to take a stand and just say "NO"!
You will get signings- No need to be fretfull - but this is your Business- do it the best you can- treat everyone fairly- but don't be pushed or coerced into working for a company who wants you to lower your rates to theirs-- because "I think" thats just the outfit that will go Dead-Beat on you..
Cheer up Pam- There are a lot of Great Companies out there--and a lot of nice people to meet and to assist in getting their Loans etc. processed-- And when you do get a Deadbeat--Post it and let us ALL know so it will be harder for them to find Notaries willing to take their assignments. LOL |