| Have you ever heard the old saying.... "If you have your health, you have everything"?
You obviously don't know how much it costs to be in an intensive care unit -- you could go through $250,000.00 in two weeks easily. Nursing Home Care is also enormously expensive.
I'm glad you are in good health -- hope you don't get really sick.
Most people want to be able to leave something to their offspring. However, not everyone has offspring either --- so each persons situation will be different.
Trusts can be an option for some people -- depends on their situations.
In my opinion they can be useful. And if a person really wants to leave the old homestead (which is an asset) to the offspring --- why not let them, they worked for it all their life.
I don't know about you but, I've paid my share of Fed Taxes and Medicare taxes through out the years.
I'm glad that you are a very wealthy person, and can provide for yourself no matter what may happen.