To an out-of-state notary, many CA forms can look like UFOs (and vice verse). And who knows why these forms are in some closing packages and not in others. So, some TC person goes bam bam with a "Read and Approved" stamp, expecting the notary to figure out these docs are not informational-only but that the borrower is to sign. I'm sure katmet's never seen a PCOR from whatever CA county the property is in or any CA PCOR for that matter. Perhaps PCORs are not part of a closing pkg in her state ... and her state also might not have bug inspections required for home purchases, let alone final bug inspection reports that the purchaser has to "Read and Approved" at closing (which should have been taken care of before closing). Perhaps no TC in her state even uses "Read and Approved" stamps. TC forms and procedures vary widely from state to state. A notary with years and years of experience probably could have figured all of this out on their own, but even for them, when they first started out, they would have had these same questions. (Years ago, the first time I saw a 1040 in a pkg, I had no idea they were supposed to sign it again; I thought it was just information only. I soon learned, however.)
This is what NR is for Jules, to help address issues like these, not to bully a notary asking perfectly good questions. |