I am sorry that the word docs bothered you. I had my own mortgage company and am very knowledgeable about all the forms. I am not trying to start trouble I am just trying to teach people what they should know about the forms. When my dad passed away and I was looking at his mortgage I saw that there was a prepayment penalty. When I told my mom she said there was no way dad would have signed that. I said they never bothered to tell him. Sorry but I think that is important stuff to tell the client along with other things. I know not to get into closing cost or interest rate. Only trying to teach people what I think is important for them to know |