The only "Alive and Well" form I've ever seen is for pension benefits. Is it used for other than VA loans? I went back and re-read OP and didn't see where OP says it's a VA loan. Other posters mentioned VA loans.
By only reading the OP, it tells me loan consisted of AIF signing for mother who had already signed a POA which, it would follow, had already been approved by lender/TC. POA may have been done due to unavailability (military, travel, hospitalization, etc.), incapacity, part of Trust, doesn't want to be bothered (or any number of reasons).
If this particular loan is not a VA loan, maybe now LO is wondering if borrower is alive as he's only dealt with AIF up to now. |