I admit that I am completely out of the loop re the buildup toward the new e-signing craze, but as for the past and present, all my e-signings (about a dozen over the years) have been done on the borrowers' home computer. (Except my first one, which was done on the Realtor's ipad in his office. What a mess. Borrowers were uncomfortable with the cursor thingy, dropped the ipad a couple of times trying to get it back and forth to/from the Realtor, lighting was bad and screen hard to read. A whole lot of fumbling and lost connection. After that debacle I said no way to laptop e-signings. The borrower is in control and has the comfort and ease of using their own computer, sitting in their own chair, etc. All docs are on their computer, saved to their home computer, not mine. Works for me... and especially them.
At this point, if I were superNSA I wouldn't waste on a dime on getting set up with wifi, aircards, laptops, etc. Way too premature. You'll end up like what MW/VA experienced (and many did) or the Enjoa disaster which benefited nobody but the NNA's bottom line. As I try to fathom exactly how this e-closing stuff will work in the future, I agree with Janet's and LD's assessment on how it's likely to evolve. Just gotta wait and see. |
