It is frequently discussed in this forum. It was meant more in general but obviously applied specifically to your post in this example. It really is a problem. We all have bills to pay and the low fees offered by SS's can only stay that low because people take them. It's really that simple.
But, hey, it's your business. Do what you want. Business is business. Just because you don't like what you hear doesn't make it "shaming".
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