| Derrick…Assuming your ‘Montana’ is not on Pluto….When Appling for a loan the borrower must reveal certain ‘facts’ to the lender. Supposedly this information is true, and verifiable, (and in some cases sworn to…part of why you are there?) When you as a ‘representative’ (perhaps a reach?) of the Lender/Title Company, and a commissioned pubic officer of the State, already having in your possession many details of the borrowers financial/personal/credit information, need to ask for some sort of ID as a part of doing your job…and you can’t/or won’t because of “privacy”? You are in the wrong business! If you don’t have the trust and respect, (and can’t get it) of the borrower you should be doing something else. If you don’t understand that “giving someone a copy of my ID” is any different than giving them all the information on that ID, along with your entire personal/credit life information, and would be no less intrusive into your ‘privacy’ than a ‘photo copy’ is beyond my ability. Part of this job is to instill trust. I believe a large part. For many borrowers you will be their only face-to- face contact, and to do this job well, you will need their confidence and trust, and that trust should be well founded. |
