I've run into ID problems on occasion and have cleared it up by using Credible Witnesses. I'm surprised the individuals responding to your post did not mention this.
I have had lenders tell me that the a/k/a affidavit clears up name issues. I've had a loan processor tell me to use a library card to ID the borrower when the borrower could not find his license or passport. Did I leave? No, I told the borrower to round up a couple of neighbors who would take an oath that they knew Joe D. Borrower to be Joseph Borrower and that he was one and the same person.
Credible Witnesses were ID'ed and signed my journal. I was a happy notary, lender was happy the loan was signed, borrower was happy he was able to refi and all was well with the world and the Secretary of State of CA. |
