PL, get a grip.
From the handbook its pretty(kinda) clear about using credible witness(es):
"3. The credible witness reasonably believes that the circumstances of the signer are such
that it would be very difficult or impossible for the signer to obtain another form of identification
4. The signer does not possess any of the identification documents authorized by law to
establish the signer’s identity"
Since point 4 mentioned here is not satisfied(the borrower has a valid ID), the difficulty in obtaining an ID is irrelevant. |
