According to the CA handbook, you did the correct thing.
And if that isn't enough, then read the Patriots Act Disclosure which in part reads " We require 2 forms of ID for each borrowor to comply with section 326 of the act" which rules out credible witnesses for documents connected with loans.
Then if you go to the Homeland Security website, you also find that the ID requirements are the same as California. That means the ID can have more but not less than what is on the loan docs. Using the short name on the ID when compared to the loan docs means that dog won't hunt.
I did the same thing some time ago and was threatened with a lawsuit for the borrowor losing their rate lock. The result, they consulted with their attorneys and decided to re-draw the loan papers properly and I finished the loan a few days later .... |