If there was a reason why the original rescission dates would still apply, then I believe they should have explained why, since it goes against federal law, which requires a 3-day rescission period for a primary residence refi. If the borrowers specifically requested the dates be changed, I don't think I'd want to be the one telling them not to, without a very good explanation. In fact, the only exemption I'm aware of (which I've never once encountered) is for hardship. If that applied in this case, I think the borrowers would have reacted very differently. |