I very strongly recommend that everyone read this long, but extremely instructive message: Msg #488879. (It's just one of several on how to look at expenses. Some get more into the details of how to come up with those numbers.)
There will probably be three different types of reactions:
1) Wow... Eye opening! I never thought of it that way. 2) Of course! Anyone with basic business knowledge and good sense knows this. 3) [Rather than try to explain, read the post by jba/fl in the same thread with Marian's message listed above. Msg #488936. It's worth it... ]
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