This is good to know about and might be something to consider for GNW, although it sounds like the additional time and expense involved probably wouldn't make good business sense in most cases - even in CA, where we can charge more. (It would depend on the client. There very well might be exceptions.) I do like the idea of suggesting that people get a plastic sleeve to secure a POA that might be often used.
As for loose certificates, while I like the idea of a permanent attachment in theory, I see that as generally impractical. For one thing, if we did that in a loan package, it would make the docs impossible to scan and the recipient would probably have a fit. |