What's in a signature these days?? When I took my state notary course this year, it emphasized the importance of comparing the signer's signature with what is on their ID. And then there are the borrowers who object to signing "exactly as your name is printed on your loan documents" saying it's not *my signature.*
Both are completely meaningless to me because, as you noted, you sign (as do I) different ways on different occasions. Not to mention that signatures change over the years, sometimes from perfect cursive to a squiggle. So what's the difference between that and a signature that has remained the same throughout a person's life? Nothing, I'd say.
I think I read from His Hughness once something like there really is no such thing as a "legal signature" or a "person's signature" anymore.. if there ever was. One's signature is how one signs on a certain day on a certain document. It has nothing to do with how they signed yesterday or will sign tomorrow....
Of course, as you said, lenders can reject whatever they want ... and do. Provident is famous for this. But what Provident does and what's considered "my signature" are often two very different things. But to me, signing a name is whatever signature is on the paper at that moment, and in answer to your question, I'm not sure there is a difference between the two. I'm going to have to study up like you did! |
