Once again, agree 100%.
Leaving loans and notary work aside for the moment... I've always thought of a signature as a written representation of a person's name, uniquely made by them, that's extremely difficult or impossible to be duplicated by anyone else... unless, perhaps, they're a skillful forger. As a result, it provides some level of proof that he/she truly was the one who placed his/her name (or mark, as the case may be), on that document.
Seems to me that a notarization just takes this proof up one more level by having that "signature" witnessed and their identity verified. So it's never made sense to me that a person has to sign one of the biggest transactions they may ever do in their lives in a way that differs from the norm for them. Maybe some day before I completely retire my notary stamp(s), I'll find a reasonable explanation for this. (Or not...) In the meantime, I just do my best to follow the rules. 
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