It will be 12 years for me FT Charlie, and it's a rollercoaster. I started out doing $100.00 closing , and still have only been getting $100.00 loan closings with a few higher sprinkled in here and there with the few $95.00, out of desperation ones. I went from my hay day doing 3-4 closings per day down to about 8 per month, keeping my pricing integrity in-tacked. I do a great job, I am on time, I go the extra mile, so I know it is not me. I think it all has to do with the area and how saturated it is with newbies who consider $50.00 lender closings as their education and getting experience. It's killing us. I have to admit, I am pretty cheap on advertising, and only have one paid membership for closings and it's not here nor the numbers sight. I am just not making the money to do it to warrant it. I feel that the market is just down as well, and my regulars will always use me when they have something in my area, which they do. I have some really optimistic news springing from the Orlando area when I get there, so I am hopeful I can pick up when I move EOM. That area still has foreclosures happening and bank-owed, which is great for us, and low priced homes, also a plus for real estate moving. The Boca area has been stagnant except for new construction. Good luck to you, and if I was just starting out, I'd probably not rely on this as my soul source of income. |