<<<The recipient HAS THE APP already and said it was easy as pie to get money. I understood that once I "registered" my bank info online (on BOA's web site), I could then use the app which I had installed to send money. This wasn't the case; only existing BOA customers could use this functionality.>>>
APPs are not necessary to the equation - at all. The only important part is that BOTH the sender and recipient have registered to send/receive money via email/cell phone # with their own banks. NOTHING else is necessary.
<<<(I transfer between accts right from internet).>>>
BINGO!!! Just log into your bank from the internet (phone/tablet/desktop/laptop) to send money. NO one needs any APP to send/receive money via email/cell phone# nor do you need to register your bank info with some other bank . |