I learned in my first week of real estate school that 60 people touch every transaction in a real estate deal. I would imagine in refinancing, it's not that many less. And that means 60 people have to do their job correctly or you have glitches. I always try to keep that in mind in real estate and notarizing but that being said, I love my companies that give me the job and as soon as I confirm it with the borrower, they give me the docs. Often I have docs a week in advance. I just let them sit in case something changes but honestly, that's only happened one or two times in 10 yrs. I'm very picky about who I will work with because it's pocket change for me and I love meeting strangers and doing refinances if it doesn't disrupt my plans. |