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Seller/Buyer signing for today ...
Posted by  Yoli/CA of CA on 5/19/22 9:14am Msg #640114
... that almost didn't happen! First scheduled for 10:00am. Then, changed to 12 noon. Then, changed to 3pm. THEN ....

During the confirmation process, come to find out one of the borrower's only has an expired ID -- expired in 2018. The buyers are a son and mother and it's the mother's ID that's expired. He obviously knew about this little tidbit prior to my call as he informed me about it as soon as I inquired about everyone having valid government-issued ID. He asks about using all the other items like SS card, birth certificate, health insurance, etc. Nope. He volunteered to take her to DMV for replacement and get the receipt. Informed him I could only use the receipt if it contains all the information AND photo like included in a driver's license/state-issued ID (i.e., description, signature, address, DOB, expiration). As a final recourse, I explained credible witnesses to him and asked if he could procure 2 credible witnesses, who must have valid government-issued ID, for his mom in time for signing appointment IF this was allowed by his lender. Yes, absolutely!

Of course, lender approved. They dropped the ball. They should've caught this little item at the very beginning. Wink

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Messages in this Thread
 Seller/Buyer signing for today ... -  Yoli/CA on 5/19/22 9:14am
 No valid photo ID - Jules on 5/19/22 10:23am
 Re: No valid photo ID -  Cheryl Elliott on 5/19/22 10:51am
 Re: No valid photo ID...please explain - Linda_H/FL on 5/19/22 10:57am
 Re: No valid photo ID...please explain -  Cheryl Elliott on 5/19/22 12:28pm
 Re: No valid photo ID...please explain - VT_Syrup on 5/19/22 1:34pm
 Re: No valid photo ID...please explain -  JanetK_CA on 5/19/22 4:38pm
 Re: No valid photo ID...please explain - Jules on 5/19/22 7:18pm
 Judgmental a little? - CH2inCA on 5/19/22 4:14pm
 Re: No valid photo ID -  Yoli/CA on 5/19/22 7:37pm
 Re: No valid photo ID - Jules on 5/20/22 10:22am
 Re: No valid photo ID -  JanetK_CA on 5/21/22 4:10am
 Re: Seller/Buyer signing for today ... - PaigeTurner on 5/19/22 2:05pm
 Re: Seller/Buyer signing for today ... - VT_Syrup on 5/19/22 2:18pm
 Re: Seller/Buyer signing for today ... -  janCA on 5/19/22 4:34pm
 Re: Seller/Buyer signing for today ... - PaigeTurner on 5/20/22 5:57am
 Re: Seller/Buyer signing for today ... -  JanetK_CA on 5/19/22 4:43pm
 Re: Seller/Buyer signing for today ... - pdl/cali on 5/19/22 9:53pm
 Re: Seller/Buyer signing for today ... -  canotaryhere on 5/19/22 10:23pm
 sanrky respose gets just as snarky back - PaigeTurner on 5/20/22 6:22am
 Re: Seller/Buyer signing for today ... - SteveS/CA on 5/21/22 3:25pm
 Re: Seller/Buyer signing for today ... - PaigeTurner on 5/21/22 6:28pm
 Re: Seller/Buyer signing for today ... - SteveS/CA on 5/22/22 12:32pm
 Re: Seller/Buyer signing for today ... -  JanetK_CA on 5/23/22 5:44pm



 
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