<<<And there really is no point in using "your own certificates," because why would a notary in a state where there is no state-specific verbiage use "their certificate" over whatever gibberish is printed on the doc. What would "your own certificates" contain? The notary's idea of how an ack should read? So the notary is choosing verbiage over what's printed on the docs ... in a state where there is no required verbiage? None of this makes sense to me. I'd like to hear other notaries' views on this subject.>>>
If a notary's state has no specific cert wording but still requires that their cert includes specific elements, then *to me* it makes sense that the notary CAN create a cert he/she can use with docs when they come across an oddly worded cert. That's what *I* would do so that I would not have to question what a strangely worded cert *should* say, and risk getting that info incorrect, as simple as it may seem to others. Another state can request that their cert be used but cannot require it. Unless I got a written request to use another state's cert, I stick with CA.
The risk we take when completing another state's cert is whether that cert contains the elements required for *that* state. While it's not our responsibility to know the other 49 state's compliant cert wording, can a transaction be undone because a notary completed a cert that was non-compliant for the other state? Do we wish to take that risk?
If *I* were to create a cert that I would customarily use, it would definitely include a venue (state & county), date, notary name and title, and signer's name. The rest would include whatever elements my state required and be simple/short/sweet....a sentence or two about the person appearing before me, was identified and signed freely.....not anywhere close to the wordy CA ack. Most people/entities requiring notarization only care about the notary's signature and stamp. They really could care less what the cert statement actually says.
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