| I'm not quite sure this will answer you're question, (I hope this is what you were asking). Keep in mind, I'm in Colorado, not California, and this is just my opinion. I have seen some loan documents that have a certificate for each person signing that document/page. In most cases there are one or two person's signing the document although there could be more. If you have to replace the certificates because they are not compliant with your state, I would use a single certificate for each person, just as the lender has required on their page. You might see the separate certificates on other documents in the loan package and you would do the same with those. So far, when I've had a loan package with a document with multiple certificates for each individual signing the page, they've been compatible with Colorado and I haven't had to replace them. Maybe one of the California notaries can chime in on how they handle this type of situation. |
