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WHOA! Discover Bank
Posted by  dww of CA on 1/31/18 2:58pm Msg #589299
Received loan package this morning for signing today 1-31-18. Discover Bank is the lender. Title is Lender Live. The DOT is dated for Feb. 3, 2018; second signer is in Nevada signing this Saturday. The title officer directed me to notarized the first signer's signature on ALL documents where required regardless of future date. I explained that borrowers can sign documents on the day they are dated for or any day thereafter but CANNOT sign prior to the actual date. They are now accusing me of being uncomfortable with the signing because they don't think its illegal to have a package signed prior to the date of the documents. They want me to notarize signer's signature today no matter what I think or know.
Comments are welcomed here!
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Messages in this Thread
 WHOA! Discover Bank -  dww on 1/31/18 2:58pm
 Sometimes I get confused... - NVLSlady/VA on 1/31/18 3:09pm
 Re: Sometimes I get confused... -  dww on 1/31/18 3:14pm
 I don't know of that statute. could you post a link? n/m -  sigtogo/OR on 1/31/18 3:28pm
 Re: WHOA! Discover Bank - pan/nd on 1/31/18 3:09pm
 Re: WHOA! Discover Bank -  dww on 1/31/18 3:17pm
 The date on the docs is the transaction's effective date -  Teresa/FL on 1/31/18 3:23pm
 Exactly! n/m -  sigtogo/OR on 1/31/18 3:27pm
 Re: The date on the docs is the transaction -  dww on 1/31/18 3:46pm
 Re: WHOA! Discover Bank -  Cheryl Elliott on 1/31/18 3:26pm
 Re: WHOA! Discover Bank -  dww on 1/31/18 3:47pm
 Re: WHOA! Discover Bank -  sigtogo/OR on 1/31/18 4:16pm
 Re: WHOA! Discover Bank -  Cheryl Elliott on 1/31/18 5:18pm
 Re: WHOA! Discover Bank - Clem/CA on 2/1/18 11:19am
 IMO you're making a major issue out of a non-issue - Linda_H/FL on 1/31/18 4:12pm
 have to agree with Teresa, Donna, and Linda - notarydi/CA on 1/31/18 5:03pm
 Do not change dates on loan package -  Ilene C. Seidel on 1/31/18 5:02pm
 Discover Bank Is Correct - PegiT_MN on 1/31/18 5:37pm
 IMO you crossed the line into UPL. It's not unusual for -  MW/VA on 1/31/18 6:33pm
 Re: WHOA! Discover Bank -  JanetK_CA on 2/1/18 2:16am
 Nice. n/m - NVLSlady/VA on 2/1/18 9:05am
 Re: WHOA! Discover Bank - PMB_WashSt on 2/1/18 1:39pm
 Re: WHOA! Discover Bank - Luckydog on 2/3/18 10:20am
 Date of EXECUTION - Jo worr on 9/8/19 2:36pm



 
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