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Re: WHOA! Discover Bank
Posted by  sigtogo/OR of OR on 1/31/18 4:16pm Msg #589319
I too have had docs like this, both as notary and as Mortgage Broker.
If the lender wants it done this way and they are not telling you or the signer to wrongly date your signatures, then IMHO you should proceed.
If indeed the recorder won’t record, then maybe they come back to you for a re-sign. As long as you are following notarial law, it is not your place to make legal judgments.
Also, please note, the lender has the right to offer a longer period for rtc. They just can’t do less than the required 3 business days.
Your signer would sign the rtc as written and date it received the date they sign.
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Messages in this Thread
 WHOA! Discover Bank -  dww on 1/31/18 2:58pm
 Sometimes I get confused... - NVLSlady/VA on 1/31/18 3:09pm
 Re: Sometimes I get confused... -  dww on 1/31/18 3:14pm
 I don't know of that statute. could you post a link? n/m -  sigtogo/OR on 1/31/18 3:28pm
 Re: WHOA! Discover Bank - pan/nd on 1/31/18 3:09pm
 Re: WHOA! Discover Bank -  dww on 1/31/18 3:17pm
 The date on the docs is the transaction's effective date -  Teresa/FL on 1/31/18 3:23pm
 Exactly! n/m -  sigtogo/OR on 1/31/18 3:27pm
 Re: The date on the docs is the transaction -  dww on 1/31/18 3:46pm
 Re: WHOA! Discover Bank -  Cheryl Elliott on 1/31/18 3:26pm
 Re: WHOA! Discover Bank -  dww on 1/31/18 3:47pm
 Re: WHOA! Discover Bank -  sigtogo/OR on 1/31/18 4:16pm
 Re: WHOA! Discover Bank -  Cheryl Elliott on 1/31/18 5:18pm
 Re: WHOA! Discover Bank - Clem/CA on 2/1/18 11:19am
 IMO you're making a major issue out of a non-issue - Linda_H/FL on 1/31/18 4:12pm
 have to agree with Teresa, Donna, and Linda - notarydi/CA on 1/31/18 5:03pm
 Do not change dates on loan package -  Ilene C. Seidel on 1/31/18 5:02pm
 Discover Bank Is Correct - PegiT_MN on 1/31/18 5:37pm
 IMO you crossed the line into UPL. It's not unusual for -  MW/VA on 1/31/18 6:33pm
 Re: WHOA! Discover Bank -  JanetK_CA on 2/1/18 2:16am
 Nice. n/m - NVLSlady/VA on 2/1/18 9:05am
 Re: WHOA! Discover Bank - PMB_WashSt on 2/1/18 1:39pm
 Re: WHOA! Discover Bank - Luckydog on 2/3/18 10:20am
 Date of EXECUTION - Jo worr on 9/8/19 2:36pm



 
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