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Re: Quoting David and you: Stay in your lane
Posted by Luckydog of FL on 8/13/18 8:15am Msg #597022
Not really in this case...I have 3 title holders and 3 signature lines them telling me only 1 to sign? There should be a QCD filed on ex and should not be on it at all, as they claim the husband's was done. If the cosigner not on title, then he shouldn't be signing title docs either...1 signature line. They cannot record title docs with N/A on the other lines. Recorded documents need to be accurate.

They Finally they agreed to look at the package again and admitted to making mistakes and are redoing it from both title and lender. I knew I wasn't crazy!

We have to stay in our lanes to a point, but we also know what a lender and title package looks like, who signs what, and ask and question when it doesn't make sense. I am not a point and sign notary, been doing this a long time to know when the dots don't line up from the get go. I don't like resigns, especially when I have to travel a bit and get it right the first time for everyone involved.

Line 11 of the note indicates he has to be on the mortgage if on the note. The mortgage consists of 2 documents the Note and Mortgage itself. I always thought they were individual documents, separate from the other but not. So now it makes sense that we pay a mortgage...we do, as the note is a part of that whole packaged deal....I was thinking 2 separate forms, as a note goes with lender and mortgage gets recorded.

See how this plays out with a new and improved package.
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Messages in this Thread
 Question note vs mortgage FL - Luckydog on 8/12/18 8:03pm
 I Just Had One On Saturday. - PegiT_MN on 8/12/18 8:30pm
 Re: I Just Had One On Saturday. -  JanetK_CA on 8/12/18 9:48pm
 "He Who Holds The Gold Makes The Rules" - PegiT_MN on 8/13/18 11:25am
 Re: I Just Had One On Saturday. - Luckydog on 8/12/18 11:08pm
 Re: Question note vs mortgage FL - Luckydog on 8/12/18 11:03pm
 Quoting David and you: Stay in your lane - Lee/AR on 8/13/18 7:08am
 Re: Quoting David and you: Stay in your lane - Luckydog on 8/13/18 8:15am
 I see your point, but you need to contact your hiring party -  MW/VA on 8/13/18 8:22am
 Re: I see your point, but you need to contact your hiring party - Luckydog on 8/13/18 8:48am
 Just my quick thoughts here - Linda_H/FL on 8/13/18 8:35am
 Re: Just my quick thoughts here - Luckydog on 8/13/18 9:02am
 Re: Just my quick thoughts here - Luckydog on 8/13/18 9:34am
 Good news, LD - and good job! n/m - Linda_H/FL on 8/13/18 9:38am
 Ditto. Good job! ;-) n/m -  MW/VA on 8/13/18 3:13pm
 Re: Just my quick thoughts here - Luckydog on 8/13/18 9:41am
 Title (Ownership) Rights vs Obligations (Legal) - NVLSlady/VA on 8/13/18 4:16pm
 Re: Title (Ownership) Rights vs Obligations (Legal) - Luckydog on 8/13/18 5:41pm
 Sorta the opposite of owners who are not borrowers - BearPaw/CO on 8/13/18 9:40pm
 This article may be useful - jnew on 8/14/18 10:34am
 Re: This article may be useful - NVLSlady/VA on 8/14/18 12:50pm
 Re: This article may be useful - Luckydog on 8/14/18 2:46pm
 Careful not to confuse others and yourself. - NVLSlady/VA on 8/14/18 3:41pm



 
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