Not really in this case...I have 3 title holders and 3 signature lines them telling me only 1 to sign? There should be a QCD filed on ex and should not be on it at all, as they claim the husband's was done. If the cosigner not on title, then he shouldn't be signing title docs either...1 signature line. They cannot record title docs with N/A on the other lines. Recorded documents need to be accurate.
They Finally they agreed to look at the package again and admitted to making mistakes and are redoing it from both title and lender. I knew I wasn't crazy!
We have to stay in our lanes to a point, but we also know what a lender and title package looks like, who signs what, and ask and question when it doesn't make sense. I am not a point and sign notary, been doing this a long time to know when the dots don't line up from the get go. I don't like resigns, especially when I have to travel a bit and get it right the first time for everyone involved.
Line 11 of the note indicates he has to be on the mortgage if on the note. The mortgage consists of 2 documents the Note and Mortgage itself. I always thought they were individual documents, separate from the other but not. So now it makes sense that we pay a mortgage...we do, as the note is a part of that whole packaged deal....I was thinking 2 separate forms, as a note goes with lender and mortgage gets recorded.
See how this plays out with a new and improved package. |